
IFC Articles

Are your adult children ready for the wealth transfer?
The inheritance wave is building but most people are unprepared for the ride.

5 steps towards a financially fit retirement
If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through.

Div 296 super tax and practical things to consider
Division 296 super tax is a controversial Federal Government proposal to impose an extra 15% tax on some superannuation earnings for individuals if their total superannuation balance (TSB) is over $3 million as at 30 June of the relevant income year.

The First Home Buyer Grant in Queensland – What You Need to Know in 2025
Buying your first home is a moment you’ll never forget – but it can also feel overwhelming. From saving your deposit to navigating banks and government policies, there’s a lot to wrap your head around. The good news? If you’re buying or building a new home in Queensland, you might be eligible for a $30,000 First Home Owner Grant (FHOG) to help make your dream a reality..

The super changes coming into effect in the 2025-26 financial year
Australian superannuation laws changed once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve.

Should You Refinance Before or After a Rate Drop? Here’s the Truth
If you’ve been watching the news or checking your bank app lately, you’ll know interest rates are top of mind for many Aussies. With experts predicting a rate drop soon, the big question is: should you refinance your home loan now, or wait?

Less hibernate, more activate
When the temperature drops, it feels like more of an effort, but getting outdoors, even when it’s chilly, can do your brain and body a whole lot of good.

What to Do When Your Mortgage is Nearly Paid Off
Paying off your mortgage is a massive achievement – one worth celebrating with a glass of bubbly (or two!). But before you pop the cork, it’s worth thinking about what happens next.

How the $3m super tax may affect you (and what to do next)
As the federal government moves to introduce a new 15 per cent tax on superannuation earnings above $3 million (known as Division 296 tax), concerns and debates have emerged about the broader implications for investment strategies, retirement planning, and even the property market.

Markets are choppy. What should you do with your super if you are near retirement?
For Australians approaching retirement, recent market volatility may feel like more than just a bump in the road.

Your 30 June superannuation checklist
With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June.

The Importance of Weight Lifting: Building Strength for Body and Mind
When it comes to fitness, weight lifting is often overshadowed by cardio and high-intensity workouts. However, incorporating resistance training into your routine can profoundly impact your overall health, going far beyond aesthetics. Let’s explore why weight lifting is essential for a strong body, balanced mind, and long-term well-being.

Getting EOFY ready as a property investor
In the lead up to the end of the financial year (EOFY), it's a great opportunity for property investors to pause, prepare their records, and make sure they’re making the most of what they can claim. Tax time might not be the most exciting part of investing, but a little preparation now can make a big difference.

Combining work and play when you’re away
For years it was thought that technology would make business travel obsolete, but as anyone who has had to suffer through a videoconference with a bad connection will probably agree, sometimes, face to face interaction can’t be replaced.

Big changes ahead for Aged Care
The number of Australians aged over 65 is expected to more than double in the next 40 years while the number of people aged over 85 is predicted to triple in that time.

Wills and powers of attorney
A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions.

Turbocharge your super before 30 June
More than half of us set a new financial goal at the beginning of 2025, according to ASIC’s Moneysmart website. While most financial goals include saving money and paying down debts, the months leading up to 30 June provide an opportunity to review your super balance to look at ways to boost your retirement savings.

When markets are volatile, it pays to stay invested
Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like cash during these times.

Three simple steps for financial wellness
If money’s too tight to mention, here’s some small steps that can make a big difference in achieving your financial goals.
