IFC Articles

Understanding Australian dividend franking credits (Copy)
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Understanding Australian dividend franking credits (Copy)

Did you know that there is around $2.6 billion in lost shares, bank accounts and life insurance in Australia? Some of it could belong to you, and it’s free and easy to check using the unclaimed money search tool on the Australian Securities and Investments Commission (ASIC) website.

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Relationships and money
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Relationships and money

Making plans to move in with your partner or share finances can be exciting. Knowing your financial and legal responsibilities, and where to get help if you need it, can make your life together run more smoothly.

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Beware pushy sales tactics targeting your super
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Beware pushy sales tactics targeting your super

How to keep your super safe

The Australian Securities and Investments Commission (ASIC) has warned Australians to beware of high-pressure sales tactics aimed at getting people to switch superannuation providers.

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Cash reserves hit new records but avoid the traps
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Cash reserves hit new records but avoid the traps

Why holding too much cash could burn a hole in your investment returns?

Monthly data just released by the Australian Prudential Regulation Authority (APRA) shows households across the nation are now holding record levels of cash.

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BAS Statements in Australia: Best Practices for Small Business Owners
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BAS Statements in Australia: Best Practices for Small Business Owners

Running a business in Australia comes with many responsibilities, and one of the most important is staying on top of your tax obligations. For most businesses, this means regularly lodging a Business Activity Statement (BAS) with the Australian Taxation Office (ATO). While BAS can feel complicated, having the right systems and practices in place can make the process much easier.

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Tax Time in Australia: What You Need to Do Before the Deadline
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Tax Time in Australia: What You Need to Do Before the Deadline

Every year, tax time comes around faster than we expect. Whether you are an employee, a contractor, or a small business owner, preparing for your tax return can feel overwhelming. The good news is that by knowing the deadlines and having a clear checklist, you can make the process smoother and avoid penalties.

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Know your new limits under the age pension tests
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Know your new limits under the age pension tests

Receiving the full government Age Pension, or even a partial pension payment, can provide eligible retirees with a significant amount of income over time that can supplement income earned from other assets.

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Trusts are back in the ATO spotlight
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Trusts are back in the ATO spotlight

With more than 947,000 trusts operating across Australia, it’s no surprise the ATO continues to keep a close eye on how these structures are managed. Trusts remain central to many wealth and succession plans, but their complexity means they also attract compliance scrutiny.

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If I Was Ready to Buy My First Home, Here’s Exactly What I’d Do
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If I Was Ready to Buy My First Home, Here’s Exactly What I’d Do

Buying a first home is one of those life goals that feels both exciting and terrifying at the same time. With the government’s expanded First Home Guarantee scheme rolling out from 1 October 2025, the path into homeownership looks a little smoother, but I know it still comes with plenty of decisions, risks, and responsibilities.

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The gig life - balancing freedom AND financial stability
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The gig life - balancing freedom AND financial stability

The gig economy sounds like a dream, and for many it is. Being your own boss, setting your own hours, working in pyjamas - what's not to love? Whether you're freelancing full-time or juggling a juicy side hustle, there’s magic in earning money on your terms.

But let’s not get too starry-eyed. It's not all almond-milk lattes and laptop-at-the-beach vibes.

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Australian Government’s Expanded First Home Guarantee: What You Need to Know
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Australian Government’s Expanded First Home Guarantee: What You Need to Know

Buying your first home in Australia has always been a big milestone, but also one of the toughest financial hurdles many people face. With rising property prices and the struggle to save a 20% deposit, it can often feel out of reach. That’s why the Australian Government has recently expanded its First Home Guarantee scheme, removing income caps, lifting property price limits, and making places unlimited from 1 October 2025. Designed to help first-home buyers get into the market sooner with just a 5% deposit and no Lenders’ Mortgage Insurance, the scheme could be a game-changer—if you know how to navigate it wisely.

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