IFC Articles

5 steps towards a financially fit retirement
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5 steps towards a financially fit retirement

If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through.

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Div 296 super tax and practical things to consider
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Div 296 super tax and practical things to consider

Division 296 super tax is a controversial Federal Government proposal to impose an extra 15% tax on some superannuation earnings for individuals if their total superannuation balance (TSB) is over $3 million as at 30 June of the relevant income year.

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The First Home Buyer Grant in Queensland – What You Need to Know in 2025
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The First Home Buyer Grant in Queensland – What You Need to Know in 2025

Buying your first home is a moment you’ll never forget – but it can also feel overwhelming. From saving your deposit to navigating banks and government policies, there’s a lot to wrap your head around. The good news? If you’re buying or building a new home in Queensland, you might be eligible for a $30,000 First Home Owner Grant (FHOG) to help make your dream a reality..

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Less hibernate, more activate
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Less hibernate, more activate

When the temperature drops, it feels like more of an effort, but getting outdoors, even when it’s chilly, can do your brain and body a whole lot of good.

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How the $3m super tax may affect you (and what to do next)
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How the $3m super tax may affect you (and what to do next)

As the federal government moves to introduce a new 15 per cent tax on superannuation earnings above $3 million (known as Division 296 tax), concerns and debates have emerged about the broader implications for investment strategies, retirement planning, and even the property market.

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The Importance of Weight Lifting: Building Strength for Body and Mind
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The Importance of Weight Lifting: Building Strength for Body and Mind

When it comes to fitness, weight lifting is often overshadowed by cardio and high-intensity workouts. However, incorporating resistance training into your routine can profoundly impact your overall health, going far beyond aesthetics. Let’s explore why weight lifting is essential for a strong body, balanced mind, and long-term well-being.

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Getting EOFY ready as a property investor
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Getting EOFY ready as a property investor

In the lead up to the end of the financial year (EOFY), it's a great opportunity for property investors to pause, prepare their records, and make sure they’re making the most of what they can claim. Tax time might not be the most exciting part of investing, but a little preparation now can make a big difference.

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Combining work and play when you’re away
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Combining work and play when you’re away

For years it was thought that technology would make business travel obsolete, but as anyone who has had to suffer through a videoconference with a bad connection will probably agree, sometimes, face to face interaction can’t be replaced.

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Big changes ahead for Aged Care
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Big changes ahead for Aged Care

The number of Australians aged over 65 is expected to more than double in the next 40 years while the number of people aged over 85 is predicted to triple in that time.

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Wills and powers of attorney
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Wills and powers of attorney

A good estate plan will help make sure your wishes are carried out when you die. It can also help if you become unable to make your own decisions.

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Turbocharge your super before 30 June
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Turbocharge your super before 30 June

More than half of us set a new financial goal at the beginning of 2025, according to ASIC’s Moneysmart website. While most financial goals include saving money and paying down debts, the months leading up to 30 June provide an opportunity to review your super balance to look at ways to boost your retirement savings.

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